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Skip to main content Global Menu Search AcademicsAdmissionsFinancial AidStudent LifeAthleticsResearchGive AboutA–ZContactFind PeoplegoWMUVisit Secondary menuAbout A–Z Contact Find People goWMU Visit Search Main menuAcademics Admissions Financial Aid Student Life Athletics Research Give Sindecuse Health Center Section Menu HomeAboutAppointments Forms Giving InsuranceFiling Claims Glossary Insurance Plan Participation Medicaid WMU Student Requirements Map, Directions, Parking Medical Records News Updates Operations Racial Injustice Statement Student Health Assistance Fund Welcome to WMU Hours Clinic and Nursing Counseling Services Lab and X-ray Pharmacy Sports Medicine and Physical Therapy Directory Contact Us Sindecuse Health Center Insurance Sindecuse Health Center promotes choice and individualization of insurance purchases for Western Michigan University students. If you have questions about purchasing or using insurance, please call the health center at (269) 387-4219. WMU requirements WMU has requirements for student health insurance coverage. Purchasing insurance Students may choose to investigate coverage options on the Healthcare.gov insurance exchange or Healthy Michigan Plan websites. Using insurance at Sindecuse Health Center Patients may choose to use health insurance to pay for services at the health center or pay out-of-pocket at time of service. Out-of-pocket charges (including copays) may be paid for in cash, MasterCard, Visa or Discover card. All students should carry a copy of their insurance card, both front and back. Out-of-state students Students or their families who are not Michigan residents should notify their insurance company that the student will be attending WMU and ask if the student has coverage at an out-of-state physician's office. Sindecuse Health Center is not classified as an urgent care center. Some plans are part of a national network, while others limit coverage to the home state only. Check your policy for in- and out-of-network coverage details and restrictions. Medicaid plans are active within the home state only—coverage does not extend across state lines. Some international insurances require students to pay up front for medical treatment and submit a request for reimbursement. We will give you a detailed receipt to assist with your claim. HMO insurance Check your insurance card for “HMO”—Blue Care Network is one example. Your HMO may require a referral from the student’s primary care provider to be treated at Sindecuse or other local providers. This requirement may include labs or x-rays, physical therapy, or other clinicians. HMO coverage may be limited to in network providers; check your policy details. You may pay a higher deductible or coinsurance for out of network providers if covered. Before you come to WMU Take time to understand your benefits: Know what is covered, both in- and out-of-network Let your primary care provider know you will be away from home Find out how to get a referral if required Ask if your plan offers “Away from Home” coverage for college students HomeAboutAppointments Forms Giving InsuranceFiling Claims Glossary Insurance Plan Participation Medicaid WMU Student Requirements Map, Directions, Parking Medical Records News Updates Operations Racial Injustice Statement Student Health Assistance Fund Welcome to WMU Hours Clinic and Nursing Counseling Services Lab and X-ray Pharmacy Sports Medicine and Physical Therapy Directory Contact Us Facebook Sindecuse Health CenterWestern Michigan UniversityKalamazoo MI 49008-5445 USA(269) 387-3287 Access your account Release of Information Form Health Insurance Options Audiences Alumni and Donors Businesses Veterans Locations Kalamazoo Regional Locations Online Education Stryker School of Medicine Services Accessibility Campus Safety Information and Resources Human Resources Maps Parking Western Michigan UniversityKalamazoo MI 49008-5200 USA(269) 387-1000Contact WMUWMU Notice of Non-DiscriminationLand Acknowledgment Statement© 2024 All rights reserved.

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